February 24, 2026
70x ROI Hack?
By: Jamal Baki
You'd never ignore a 70x return on your money.
So why do we treat Ramadan charity like an afterthought?
We plan our 401k contributions months in advance. We set up automatic transfers into our brokerage accounts. We track every dollar in our budgets.
But when the single highest-return window of the entire year arrives — we wing it. We give whatever leftover. We wait until the last 10 nights and scramble.
The Prophet ﷺ didn't wing it. His generosity in Ramadan was described like a wind that brings rain to everything it touches. That's intentional. That's a strategy.
So here's my challenge to you this Ramadan:
Set a Ramadan giving goal RIGHT NOW. Break it into daily amounts. Automate what you can. And on the odd nights of the last 10 — go all in.
Because this isn't just about the reward multiplier. Every dollar you give with sincerity is training your nafs to loosen its grip on dunya. That's the real ROI.
Don't just fast your stomach this month. Fast your greed.